News & Media

Thursday, March 29, 2012

What Are the Different Types of Individual International Insurance?

If you plan to relocate to another country this year, now is the time to start thinking about international insurance coverage. There are many different types of international insurance. Each one has a purpose and can protect you or make things easier if you encounter a problem while living overseas. Clements Worldwide offers a number of different types of individual international insurance plans. They include international motor insurance, property and liability, life and health.

International Car Insurance
If you plan to own a car while living abroad, consider vehicle insurance. When you're far away from home, you'll want to be covered in case of an accident, vehicle fire, theft or other incident. Clements Worldwide offers hassle-free policies that include collision, third-party liability and comprehensive coverage.

International Health Insurance and International Life Insurance
If you're like most people, you probably like to think you're invincible. You don't like to get sick or injured, and you don't like to think about the unthinkable happening, especially while you're living overseas. International health insurance and life insurance plans are your contingency should something go wrong while you're abroad. Taking the time to secure an international insurance plan doesn't mean you think something will happen, it just makes things easier if it does. We carry individual life and health policies, as well as family plans. We offer interactive health and safety resources, with optional clauses on life insurance for terrorism and war, should you find yourself in these situations.

International Property Insurance and Liability
Whether you're moving overseas or you're already there, Clements Worldwide offers property and liability insurance to cover your belongings.

If something happens to them while they're en route, in storage or after you've arrived, international liability coverage and property insurance will give you peace of mind and help you to replace or restore your belongings. If you have some things in storage back home, we also have coverage for their loss or damage.

When you've been reassigned abroad, take some time to think about what type of insurance you need. Plan ahead, and contact Clements Worldwide if you need more information or a quote.

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Thursday, March 22, 2012

4 Tips for Expats Relocating Abroad



Relocating overseas can be an adventure. Staying safe overseas shouldn't be. When you are living abroad as an expat, there are a number of things you can do to decrease your risk of danger and increase your positive experiences.

Language
Make an effort to learn the languages of every country you visit. Not only will you have a very different experience, you will reduce your risk of standing out and attracting unwanted attention of people who prey on foreigners. Try to learn some common phrases before you go, and immerse yourself in the language upon arrival.

International Motor Insurance
If you plan to use a vehicle while you are abroad, take the time to purchase international motor insurance before you leave. An international car insurance policy will provide liability or comprehensive coverage in the event of a car accident, auto theft or other physical vehicle damage. International Motor insurance can often be rolled into a larger plan with other types of international insurance for a better rate.

Law
When you are relocating in a foreign land for any length of time, be familiar with the country's basic laws before you move. Find out about their customs and respect them to avoid any incidents. Try to blend in and observe the local and etiquette when possible.

Food and Water
Learn about the local cuisine and what the foods are. Observe what the locals eat, where they shop and how they cook. Take precautions for clean food and water. Consider drinking alternate beverages or using bottled water to avoid food-borne illnesses. If you're relocating, purchase international health insurance for added protection in the event of a problem.

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